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DC Fawcett's Virtual Real Estate Investment Club

DC Fawcett’s Virtual Real Estate Investment Club

DC Fawcett’s Virtual Real Estate Investment Club is a community of real estate investors who come together to share knowledge and resources, and to collaborate on investment opportunities. The club was founded by DC Fawcett, a highly successful real estate investor and educator, who has been in the business for over 20 years. He created the club to help other investors learn from his experience and to provide a platform for them to connect and collaborate with one another.

Virtual Community

The club is a virtual community, which means that members can participate from anywhere in the world. This is beneficial for investors who may not live in the same area, but still want to work together on investment opportunities. The club’s online platform allows members to communicate, share resources, and work together on deals without the need for in-person meetings.

One of the key benefits of the club is the access to education and training. DC Fawcett is a well-known educator in the real estate investment industry and he provides a wealth of knowledge and experience to the club’s members. This includes training on various investment strategies, such as flipping, wholesaling, and rental properties, as well as access to educational resources such as webinars, videos, and articles. This helps members to develop the skills and knowledge they need to be successful in the real estate investment industry.


Virtual Real Estate Investment Club


Benefit of the Club

Another major benefit of the club is the access to a network of experienced investors. The club’s members come from all over the world and have a wide range of experience levels. This allows members to connect with other investors who have different skills and knowledge and who can provide valuable advice and support. The club also provides a platform for members to collaborate on deals, which can be especially beneficial for new investors who may not have the resources or experience to tackle a deal on their own.

In addition to the benefits mentioned above, the club also provides access to a range of tools and resources that can help members to be more successful in their real estate investments. This includes access to a property analysis tool, which helps members to evaluate properties and determine their potential for profit. The club also provides access to a network of professionals, such as real estate agents, contractors, and mortgage brokers, who can provide valuable services to members.

Valuable Resource

Overall, DC Fawcett’s Virtual Real Estate Investment Club is a valuable resource for anyone interested in real estate investing. The club’s education, resources, and networking opportunities can help members to develop the skills and knowledge they need to be successful in the industry. The club’s online platform also allows members to collaborate and connect with other investors from all over the world, which can be especially beneficial for new investors who may not have the resources or experience to tackle a deal on their own.

In conclusion

DC Fawcett’s Virtual Real Estate Investment Club is a great opportunity for anyone who wants to learn and grow as a real estate investor. It offers a wealth of education, resources, and networking opportunities that can help members to be successful in the industry. The club’s online platform also allows members to collaborate and connect with other investors from all over the world, which can be especially beneficial for new investors who may not have the resources or experience to tackle a deal on their own.

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Bob Diamond Ripoff – Uncovering The Truth

Bob Diamond Ripoff – Previous Barclay’s supervisor Bob Diamond has ventured once more from his job at Atlas Mara as the dish African monetary firm dispatches a key audit of its activities. Mr. Diamond, who established Atlas Mara six years back, is to venture down as administrator as a feature of a shake-up at the gathering and will remain on as non-official chief.

Chartbook Mara, which puts resources into money-related administrations organizations crosswise over sub-Saharan Africa, is to weigh up which markets it will keep on working in and which to leave.

Bob Diamond Ripoff


As a major aspect of an audit of its activities the organization will intend to “guarantee that best five market initiative is practicably reachable in the close term, or to investigate exchanges that will diminish chance introduction where such authority is improbable on an independent premise”. It is likewise considering purchasing a 35% stake in South African monetary administrations supplier GroCapital Holdings from Fairfax Africa, Atlas Mara’s biggest investor.

Mr. Diamond has been the director of Atlas Mara for a long time and at first, accepted the job on a between time premise as the organization attempted to control costs. Chartbook Mara shares have dived about 86% since the organization coasted in 2013. The organization said Mr. Diamond’s arrival as a non-official chief of the gathering will enable him to “increment his emphasis on his other official jobs while proceeding to contribute effectively to Atlas Mara’s development and key heading”. Mr. Diamond will be prevailing by Fairfax Africa supervisor Michael Wilkerson as the official administrator of Atlas Mara.

Bob Diamonds co-founder of Atlas Mara Steps Down

On Feb 6 Bob Diamond step down from the position of chairman and becomes a non-executive director. The organization has likewise delegated Muhammad ‘Omar’ Khan as CFO, viable from April. Mr. Diamond stated: “I am eager to come back to my unique job on the board and to keep on banding together with Michael to quicken the execution of our methodology. “My faith in our desire – to make a chief sub-Saharan African budgetary organization to all the more likely serve mainland and worldwide clients – stays as solid as the day we established the organization.” Veteran broker Mr. Diamond filled in as CEO at Barclays somewhere in the range of 2011 and 2012 – before leaving in the midst of the Labor outrage.

Bob Diamond Real Estate

Bob Diamond Ripoff


Clean House

Ronak Gadhia said that Atlas Mara is mismanaged from the beginning. He said that they are trying to make the wrong acquisition and trying to clean the house and a change in the strategy is needed. BBC business editorial manager Robert Peston said the leaders of the City’s two primary controllers had been unfit to constrain Mr. Diamond out “on the grounds that the ongoing FSA examination concerning how Barclays endeavored to fix the significant Libor financing costs did not discover him by and by chargeable” leading to Bob Diamond’s rip off. It is a cleanser musical drama like no other I can recall in my 30 years of giving an account of the City by Robert Peston Business supervisor FSA manager pummels ‘ravenousness’ at banks “In any case, as a managed establishment, it was outlandish for Barclays’ board to overlook the uncovered wishes of the two most dominant controllers in the City.” Prior, Lord Turner, the executive of the Financial Services Authority, portrayed the shock that has developed over the bank’s activities.


“The critical covetousness of brokers requesting that their associates distort their Libor entries with the goal that they could make greater benefits – has reasonably stunned and rankled individuals, specifically when we are confronting hard monetary occasions incited by the money related emergency,” he told the Financial Services Authority’s yearly gathering.

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Know About FHA Loans When Buying a House

Know About FHA Loans When Buying a House

Many would-be homeowners give up way too soon. They think their dream of owning a home is over if they are unable to obtain a conventional, USDA, or VA loan. But it’s not always the case. There are still FHA loans available, which have lower credit standards and relatively cheap down payments. Do you think you would be interested in this? So continue reading to learn everything you need know about FHA loans while buying a house in Yucaipa, CA.

Overview of FHA Loans

You must be aware of what you need to know before deciding to apply for an FHA loan to buy a home in Yucaipa, CA. Let’s begin by giving a quick review of FHA loans.

“A mortgage that is guaranteed by the Federal Housing Administration is known as an FHA loan. FHA loans, which require a minimum 3.5% down payment from borrowers with credit scores of 580 or better, are well-liked by first-time home purchasers with limited savings or credit issues.”

“Mortgages issued by lenders such as banks, credit unions, and non-banks are insured by the FHA. Because of the insurance protecting them in case of default, FHA lenders are ready to give borrowers who might not otherwise be eligible for a house loan favourable conditions.”

But keep in mind that only lenders with FHA approval are permitted to offer loans with FHA insurance. However, single-family homes, two- to four-unit multifamily buildings, condominiums, and some manufactured homes are all eligible for FHA loans and can be purchased or refinanced in this manner. Additionally, there are specific FHA loans that can be applied to both new construction and home renovations.   Know About FHA Loans When Buying a House  

FHA Loans vs. Conventional Loans

To help you get an even better handle on buying a house with an FHA loan, let’s see how FHA loans differ from conventional loans.

  • Conventional loans are not “insured or guaranteed by the federal government.”
  • FHA loans allow lower qualifying credit scores and (sometimes) lower monthly mortgage insurance.
  • “FHA rules are more liberal regarding gifts of down payment money from family, employers, or charitable organizations.”
  • “FHA loans may involve closing costs that aren’t required by conventional loans.

How FHA Loans Work

Before buying a house with an FHA loan, you should also know something about how they work.

The average FHA loan has a fixed interest rate and a period of either 15 or 30 years. But there’s a catch: “Borrowers must pay FHA mortgage insurance, which is intended to shield the lender from loss in the event of a default by the borrower.

In addition, all FHA loans require the borrower to pay two mortgage insurance premiums . . .

  • 1.75 percent of the loan amount is paid as an upfront mortgage insurance fee when the borrower receives the loan (though the premium can be rolled into the loan amount)
  • Depending on the loan length (15 years versus 30 years), the loan amount, and the initial loan-to-value ratio, annual mortgage insurance payments range from 0.45% to 1.05%.

The good news here is that for most borrowers who financed 90% or less of a home’s value, these insurance premiums will be canceled after 11 years. In addition, FHA lenders can charge no more than 3-5% of the loan amount in closing costs.

Qualifying Criteria for FHA Loans

Buying a house with an FHA loan means that you’ll have to meet certain qualifying criteria, such as . . .

  • A down payment of 10% with a credit score of 500-579, but a down payment of 3.5% with a score of 580 or above
  • A verifiable employment history of two consecutive years
  • The house is to be used as a primary residence only
  • Passing an appraisal by an FHA-approved appraiser, as well as meeting HUD guidelines
  • A front-end debt ratio of a maximum of 31%
  • A back-end debt ratio of no more than 43% of gross monthly income
  • A two-year wait “before applying for the loan after bankruptcy or three years after a foreclosure

FHA Loan Pros and Cons

And now let’s look at some of the pros and cons of buying a house with an FHA loan.


  • Lower credit-score requirement
  • Relatively low down-payment requirement
  • Opportunity to stop renting sooner owing to the ease of an FHA loan


  • Mortgage insurance requirement
  • Eligibility requirements for a property
  • An APR often higher than with conventional loans
  • FHA loans available only through FHA-approved lenders

The Yucaipa, CA Team That Can Help

For first-time homebuyers with less than perfect credit, FHA loans are quite alluring and a terrific way to start the house owning process. However, there are some rather stringent requirements for eligibility as well as clear benefits and drawbacks that must be considered. So how do you decide if an FHA loan is the appropriate choice for you? Our group of knowledgeable Yucaipa, CA agents can assist. They can aid in your search for properties that qualify and help you navigate the procedure. Please get in touch with us if you have plans to buying a home and are thinking about an FHA loan.